How tax efficient

are your savings?

Tax Planning and Intergenerational Planning

No one should be expected to pay more tax than they have to, but tax-efficient planning is a technical subject.

 

Whether you are looking at paying Inheritance Tax in the future, worried about beneficiaries having to do so on your estate, or want to know the implications of Capital Gains Tax on assets or a change in circumstances, Eight Financial Advice can assist in all aspects of tax mitigation.

 

The levels and bases of taxation and reliefs from taxation can change at any time and are dependent on individual circumstances

Request a meeting with a financial adviser

Arrange a no obligation meeting to start planning your financial future.

Want to keep it in the family?

One of the most popular reasons for getting financial planning is to look after your family. The majority of people who have worked and saved hard want to provide opportunity and support for future generations of children and grandchildren.

Some people take advantage of child-orientated investments such as ISAs, pensions and trusts, others want to help young adults take that first step on the property ladder, and a lot want to find the best way to hand down wealth to the next generation through effective Inheritance Tax advice.

Whatever your ambition, our financial advisers have years of experience advising on how to best negotiate cross-generational wealth.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation, and reliefs from taxation, can change at any time and are generally dependent on individual circumstances.

Trusts are not regulated by the Financial Conduct Authority

There are many other areas of financial planning
which can be discussed in more detail at your meeting.
We will work with you to identify your financial objectives and
provide a bespoke solution to help you achieve your goals.

There are many other areas of financial planning which can be discussed in more detail at your meeting.

 

We will work with you to identify your financial objectives and provide a bespoke solution to help you achieve your goals.

 

We’ve made available up to date financial calculating tools to help show you your lending or investment potential

Click here to view the Inheritance Calculator

Corporate Financial Planning

There are many areas relating to Corporate Financial Planning. Should you require company pension advice, we will work with you to identify your financial objectives and provide a bespoke solution to help you achieve your goals.​

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Retirement Planning

You may be approaching retirement and need to put a plan in place, be planning for your future, or even pursuing your dreams of retiring early. Whatever the reason, we can help you achieve your retirement goals.​

Investment Planning

Whether due to careful saving, professional success, or inheritance from a loved one, you may, at some point in your life, have money to invest for your future.

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Long Term Care

Long Term Care can be a complex, emotional and difficult topic.​

Protection

There are many scenarios when financial protection should be considered. If you suffer from a serious illness, an accident, and/or lose the ability to work, your loved ones are taken care of.

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Investment Planning

Financial Protection puts measures in place to take care of loved ones should you suffer from serious illness, an accident and/or lose the ability to work.

Retirement Planning

For many people, the biggest issues in deciding when they can stop working is when they will have the financial resource to live the way they want to for the rest of their lives, and what their retirement age will be.

Long Term Care

Long Term Care can be a complex and difficult topic, practically and emotionally.

Protection

Financial Protection puts measures in place to take care of loved ones should you suffer from serious illness, an accident and/or lose the ability to work.

Corporate Financial Planning

For many of our clients, their financial assets and resources are tied up in their businesses, which is how we often get asked about our corporate services.

Telephone: 01489 555180 or contact us via email here