CLEAR & UPFRONT

Financial Advice Fees Explained

We deliver meaningful financial advice upfront, so you only move forward if that advice is right for you. A Commitment to Transparency

NO SURPRISES

Our work starts
before your fees do

Our financial advisers complete a thorough process to ensure EIGHT is the right fit for you and that you receive maximum value in the advice and service we provide. The total cost of the fee you pay covers the advice you receive, the administration of your fund and the management of your investment.

Initial Investment Advice

If after your initial meeting you move forward with our financial planning, a one-off advice fee is charged based on the total money you invest. Remember, if our advice doesn’t lead to an investment, you won’t be charged.

How we charge

How much you invest	How much you’re charged
On the first £250K	3%
On the next £250K	2%
On the amounts over £500K	1%

As your investment increases, the percentage of the initial advice charge reduces, reflecting the greater efficiencies involved in managing larger investment portfolios.

Ongoing Investment Advice

If you’d like to receive ongoing advice during your financial planning journey, we charge an annual fee to manage and review your plan and investment portfolio. This is entirely optional and you are under no obligation to proceed. As an example, the total annual cost for one of our most popular funds (Polaris 3) is:

1.59% (on ISA investments)
1.67% (on Pension investments)

How ongoing cost breaks down

What you are paying for	Typical cost
Advice	0.8%
Product	0.27% – 0.35%
Fund	0.09% – 0.69%

You are under no obligation to proceed.

Click here to explore our reductions in product charges and range of transaction costs.
If you’d rather talk it through, we’ll explain everything clearly, including what your individual cost will be,
before you decide anything.

Start with a conversation

Let’s talk about your numbers

Every financial situation is unique. Send us a message or book a call, and we can walk you through exactly what your personal plan would look like.

Head Office

Fusion 1, 1000 Parkway, Whiteley Hampshire, PO15 7AA

Phone

+44 1489555180

Email

hello@eightfinancialadvice.co.uk